Improving our financial health can help us adapt to life changes such as the loss of a job or birth of child.
Money problems and debt can happen to anyone, but there are steps we can take to get out of debt. There is nothing wrong with asking for help to sort out debt and it’s always better to act early to stop it getting out of hand.
You can find out more by visiting the Council’s benefits and grants pages
The organisations below offer free financial health checks to help get the most out of our finances and make sure they are working for us, so read on and see which will work for you.
The Money Advice Service provides free, clear, unbiased advice to help you manage your money. They offer:
- Advice and guides to help improve your finances
- Tools and calculators to help keep track and plan ahead
- Support over the phone and online
Telephone 0300 500 5000 to speak with a trained adviser or click below to visit their website.
Citizens Advice Knowsley provides free, impartial, independent and confidential advice to residents of Knowsley.
They can offer advice if you are experiencing problems with things such as benefits, employment and debt.
They can also support and help you to access the local food bank and signpost you for help with fuel bills.
Click below to find out more.
Credit unions offer convenient, low cost financial products and services to their members, including loans, insurance and savings accounts. Some credit unions may also offer emergency loans.
There are several credit unions in Knowsley. Enterprise Credit Union has a Money Budgeting Advice Service (MBAS) which may be helpful.
Click below to find your local credit union
This is a helpline that provides free, confidential and independent advice on how to deal with debt problems.
Telephone 0808 808 4000 or click below to find out more.
WANT MORE SUPPORT AND ADVICE?
Call the Council’s dedicated Financial Advice line on 443 3300 to speak to an advisor, or have a look at their helpful financial booklet.
DID YOU KNOW?
Loan sharks operate by offering illegal loans at extremely high rates of interest, which can prove impossible to repay
To report a loan shark anonymously and in confidence: Call the hotline number 0300 555 2222 (24 hrs a day) to report a loan shark anonymously and in confidence.